Do I need Travel Insurance for Thailand ?

Do I need Travel Insurance for Thailand ?

Whenever you leave your home, whether going to work or holiday, you could have an accident and suffer from an unfortunate injury.

In the UK, you can rely on the NHS for medical attention and consultation.

However, no matter your age, sex or activity, you are taking risks in a foreign country when going abroad.

A holiday is when you relax and enjoy yourself away from home, maybe in a new country.

Many travelers leave the country of the holiday with a lot of great memories, new friends, experiences, photos and the odd souvenir or two.

Some travelers are less fortunate.

I had the experience a few years back of looking for a travel insurance policy, but I did not complete the process.

My focus was on my three-week holiday in Thailand. A last minute check ensured that my luggage, passport, money and plane ticket, were all ready.

I tend to be one of those people that prepare things within a few days of flying out.

Work issues were finalized, and I was now all set to fly.

After an 11-hour flight arriving in Bangkok, it was now time to check in to my hotel and sta read more

Grand Dad has gone to work.

Grand Dad has gone to work.

Grandad’s gone to work

Around eight million workers are likely not to have enough money to retire when they reach state pension age, a report reveals.

Age UK an established charity organisation found that half the current UK workforce aged 40 to 64 expects to have to work into their late-60s and beyond,

The findings highlighted that only 17 per cent of the age group believe they will be financially secure enough to stop work.

Now the charity is calling on the Government to help people plan for later life by offering a financial review at the age of 50 – while there is still time to do something about it. 

read more

Having your Retirement Plans on put on HOLD

I came across this article  in my Inbox this morning and it indicated how much of a worldwide problem this is.

It’s sad to see elderly parents still working to provide for their adult children, or have dipped into their savings or pension and now have to put their dream retirement plans ON HOLD!

When I was young, should I desire anything, it was, “there is no money, too expensive, not a priority” and similar responses.

Nothing was “for free”! You either went and helped to milk the cows, feed the chickens, clean your room, or, you did not get that “chocolate / record’ you had set your eyes on.

It is amazing as to how many people, or should I say adult kids, are still living with Mom and Dad, or had moved back in, as they could not “survive” out in the big world on their own. Did these people expect to have everything given to them on a plate, live on easy street and have no worries? Some tend to live in Lalaland.

It all starts at home, from as young as you want to teach your children, RESPONSIBILITY, INDEPENDENCE, FINANCIAL COMMON SENSE and of course, RESPECT! read more

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