Health Insurance Thailand for when an expat needs Hospital treatment Thailand, or for when Expats are injured and need medical attention who will pay?
HOW MUCH MEDICAL INSURANCE COVER DO I NEED WHEN LIVING IN THAILAND ? How much do you need is a good question. Many people base their decision on their budget, how much they can afford either monthly or annually. Medical treatment in Thailand can be both relatively cheap or very expensive. This also comes down to what treatment is required and to which hospital you go to. In Bangkok, Most of the Expat community go to one of the following hospitals: Bumrungrad Hospital Sukhumvit Soi 3, Sametivej Hospital in Sukhumvit Soi 49, BNH Hospital in Convent Road, Silom, Bangkok Hospital in Petchaburi Road, and Bangkok Hospital in Pattaya Some of the hospitals mentioned, generally can treat all ailments, and some are more specialized eg, Bangkok Hospital, Petchaburi Road is more cardio orientated. One can go to the Thai Government Hospitals and get cheaper treatment there, but then there is the long wait. Here one would have to pay oneself. Out patient treatment is relatively inexpensive in Thailand and most people tend to forgo this option. Most of the people that I interact with are concerned about major hospital bills when admitted into a hospital for a medical procedure. It is not unheard of when some hospitals place additional services and costs in the bill that are not actually required or related to the medical condition or treatment. Having an Insurance policy in hand, does assist in the scrutinization of medical bills before they are settled by the insurance company and are not paying for unnecessary items. Going for the cheapest and lowest cover available, can come and bite you in the rear when not expected. When you need it, you want the best